Why Is There So Much Paperwork to Sign For a Mortgage?

Why is there so much paperwork mandated by the bank for a mortgage loan application when buying a home today? It seems that the bank needs to know everything about us and requires three separate sources to validate every entry on the application form. Friends and family tell many buyers that the process was a hundred times easier […]

The Ultimate Guide for Finding Distressed Properties and Motivated Sellers

Locating distressed properties and motivated sellers are essential marketing tactics for buying investment properties at a discount. Of course, this is also the trickiest part of the job. In addition to finding distressed properties, it is essential to approach the homeowner correctly. Unfortunately, many inexperienced real estate investors approach the owner incorrectly and leave them […]

Mortgages Explained in Basic Terms

There are many different types of mortgages, so it is a good idea first to understand mortgages explained in basic terms.  Because few people have enough cash to buy a home outright, a mortgage must come into play.  Becoming educated about mortgages is one of the most critical tasks you can accomplish in the home […]

What Happens When Your House Is Foreclosed

When you buy a house, you never think that one day, it might not belong to you anymore. Unfortunately, the unexpected and unplanned happens and you may find yourself in that situation.  What happens when your house is foreclosed is that you’ve spent a lot of sleepless nights trying to figure out how you can stop […]

California Foreclosure Process Timeline

If you’re falling behind on your mortgage payments in the Golden State, it’s critical to understand the California foreclosure process timeline.  It’s equally important to understand that there are ways to stop the progression and protect your credit. What is a foreclosure? Foreclosure, as opposed to a short sale is a procedure by which a […]