Closing Day On A House – Buyer’s Perspective

You have secured financing, picked the house, and now it is almost the big day. It is nearly time to finalize the deal and close escrow with the title company on your home. Here are a few things that everyone should expect when preparing for the closing day on a house. Check documents Ask the lender […]

Have you ever wondered – What is a Home Appraisal?

Whether you are considering buying a home, refinancing, or selling, a key component to your transaction is knowing the value of your home and understanding what is a home appraisal. Anytime you are dealing with a mortgage, knowing a few key things will help you get the most of your experience. An understanding of home […]

Average Mortgage Payment in San Diego

As you can imagine, the average mortgage payment in San Diego is considerably higher than the national average. According to data from the Mortgage Bankers Association in January 2017, the average principal and interest payment across the country is $1,494.00. Based on current housing and interest rates, the average mortgage payment in San Diego for […]

California Foreclosure Process Timeline

If you’re falling behind on your mortgage payments in the Golden State, it’s critical to understand the California foreclosure process timeline.  It’s equally important to understand that there are ways to stop the progression and protect your credit. What is a foreclosure? Foreclosure, as opposed to a short sale is a procedure by which a […]